RAISE CREDIT

Can I raise my credit score by closing out inactive credit accounts?


Lenders look at your credit report to see if you are able to manage credit responsibly, but they also get a credit score from one of the credit reporting agencies. These scores are known generically as FICO scores. That’s because the credit reporting agencies use Fair, Isaac & Company to create their proprietary credit scoring models.

ALL BY MYSELF

Can I fix my credit score or credit report on my own?


You sure can! Many consumers want to fix their credit report on their own. Some consumers have read, per the Federal Trade Commission, that DIY credit repair is just as effective as any credit repair company’s services. In fact, the FTC states: “there’s nothing a credit repair agency can do that you can’t do yourself.” The same holds true for repairing your car or mowing your lawn, but that doesn’t necessarily mean you want to do it yourself. And while you can do your own taxes, most of them prefer a professional accountant to help with such services in order to guarantee credibility and accuracy.

SEEING RESULTS

How Long Does It Take To See The Results Of Credit Repair?


Seeing as credit bureaus have 30 to 45 days to respond to credit information inquiries and disputes, it usually takes about 45 to 60 days for a client to begin seeing credit repair results. It is important for consumers to understand that it has taken a long time for their credit to get to the point it is at, and it can take some time to repair it. Fixing credit requires experience, persistence and lots of patience. Most clients choose to remain with Credit Kinnect for at least six months in order to optimize their credit repair results.

WHAT WE CAN DO

What can Credit Kinnect do to help me repair my credit score?


Credit Kinnect can help remove inaccuracies from your credit report, which in turn improves your credit score and credit history. Credit Kinnect works to remove information that is investigated and found by credit bureaus to be incorrect, inaccurate or unverifiable. Each of the three primary credit bureaus (Equifax, Experian and TransUnion) updates billions of pieces of credit information monthly. With so much information being processed, mistakes are inevitable, and therefore new errors are appearing on credit reports on a daily basis.

DO YOU WANT TO WORK WITH US?